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| Author: Eric Wasselman |
Gas credit cards are also called gas rebate cards. As the name implies, users of these cards get a rebate when they purchase gas. With the rising popularity of these cards, some banks have included other items that can be purchased and rebate applied, such as, groceries. Understanding the terms used to describe your card is important when making comparisons.
Main features to compare on gas credit cards are:
? Percentage cash back: this is one major area that special care should be taken when comparing gas credit cards. Percentage cash back on purchases can range as high as ten percent (10) and as low as one percent (1%)
? Other purchases that also result in cash back other than gas: increasing gas reward cards can be used to purchase other items and earn reward points
? APR (Annual Percentage Rate): like most credit cards, these cards offer low or 0 APR introductory rates, apart from the rates you should also check when these low rates end
? Balance transfer rate: check if there is a fee attached to balance transfer, or is there an introductory period where no fees are applied
? Annual fees
? Monthly finance fees
? Online account management
Some gas rebate cards can only be used at specific gas stations, while others do not have any such restrictions.
Different banks have varying features and benefits attached to their gas credit cards. Businesses can also apply for gas credit cards. The same comparison points are used for personal as well as business gas cards with few exceptions. Despite the type of gas credit card chosen, one thing is possible, with these cards it is possible to save while purchasing gas.
Rebates can be in the form of cash, credit statement (credit applied to your card) or other rewards. If cash is important then make sure to look for cards that actually reward you with cash. |
Author Bio:
To apply for these and other Morgan Stanley credit cards, Eric Wasselman recommends Find Credit Cards. Please see www.findcreditcards.org/issuer/morgan-stanley.php for more information. |
| You can search for this article using: free credit report, free credit reports, free annual credit report, annual credit report |
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